Terms and Conditions for Tojay APK

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and Tojay APK ("we", "us", "the platform", "tojayapk.net"). By accessing, registering on or using any part of this platform you confirm that you have read, understood and agree to be bound by these Terms in full.

If you do not agree with any part of these Terms, please do not use the platform. Continued use of tojayapk.net following any update to these Terms constitutes acceptance of the revised version. It is your responsibility to check this page periodically to stay informed of any changes.

These Terms apply to all products and services available on tojayapk.net including Casino games, Slots, Live Casino, Sports, the Tojay APK mobile application and any future products added to the platform. Where specific products have additional rules, those rules will be displayed clearly within that product section and form part of these Terms by reference.

To use Tojay APK you must meet all of the following requirements without exception:

• You must be at least 18 years of age. The platform is strictly for adults and we take underage access seriously.
• You must be a natural person acting in your own personal capacity and not on behalf of any business, organisation or third party.
• You must not be accessing the platform from a jurisdiction where online gaming is explicitly prohibited by local law.
• You must not be a current or former employee, contractor, agent or affiliate of Tojay APK or any of its associated companies, nor an immediate family member of any such person.
• You must not be on any self-exclusion list that you have voluntarily registered with on this platform.

We reserve the right to request proof of age, identity and address at any time. If a player cannot provide satisfactory verification documents, their account may be restricted or permanently closed and any pending withdrawals held until verification is complete.

Every player must register a personal account to access real-money games and services on Tojay APK. Registration is free. During registration you are required to provide accurate, complete and current information including your full legal name, date of birth, residential address, mobile number and a valid email address.

You are permitted to hold only one account on this platform. If we discover that a player holds multiple accounts — whether under the same name, the same payment details, the same device or the same IP address — we reserve the right to close all duplicate accounts, void any associated bonuses and withhold any winnings generated through a bonus on those accounts.

You are solely responsible for keeping your login credentials — username and password — confidential. Do not share your login details with anyone. If you suspect that your account has been accessed by an unauthorised person, contact support immediately. Tojay APK will not be held responsible for losses resulting from a player sharing their credentials or failing to keep them secure.

• Use a strong, unique password for your Tojay APK account.
• Never log in on a shared or public device without logging out afterwards.
• Update your contact information promptly if your mobile number or email address changes.
• Do not allow another person to use your account under any circumstances.

All deposits on Tojay APK are processed in Pakistani Rupees (PKR). The platform supports the following payment methods: JazzCash, Easypaisa, Raast, Bank Transfer, debit and credit cards, and other mobile wallets as displayed in the cashier at the time of deposit.

Minimum and maximum deposit amounts vary by payment method and are displayed clearly in the cashier before you confirm your transaction. Please check these limits each time as they may be updated from time to time.

You must only deposit funds using payment methods that are registered in your own name. Deposits made from accounts belonging to third parties — including family members — are not permitted. Any deposit identified as coming from a third-party source will be returned and the associated winnings voided.

Tojay APK does not charge any fees on standard deposits. However, your payment provider may apply their own transaction charges. Please check with your bank or mobile wallet provider for details. The platform is not responsible for any fees charged by third-party payment services.

Withdrawal requests can be submitted through the Withdrawal page in your account. All withdrawals are paid in PKR to the same payment method used for your deposit wherever possible. This is a standard security measure to prevent fraud and money laundering.

Before a withdrawal is processed, you may be required to complete identity verification (KYC). This typically involves submitting a copy of your CNIC or other valid identity document along with proof of your registered address. Verification is a one-time process and once completed your account will be marked as verified for future withdrawals.

• Withdrawal requests are reviewed and processed within the timeframe displayed in the cashier.
• Minimum withdrawal amounts are shown at the time of request.
• We reserve the right to request additional documentation before releasing any withdrawal at our discretion.
• Winnings generated from bonus funds are subject to wagering requirements before withdrawal is permitted — see the Bonuses section below.
• Withdrawals to JazzCash and Easypaisa are typically among the fastest processing options available.

Tojay APK may offer bonuses, free spins, cashback offers, reload bonuses and other promotional incentives from time to time. All bonuses are subject to specific terms that will be displayed alongside the promotion. These Terms form the general framework within which all bonus terms operate.

Unless stated otherwise in the specific promotion terms, the following standard bonus rules apply across the platform:

• Bonuses are available to one account per player, per household and per IP address.
• Bonus funds must be wagered a specified number of times before they or any associated winnings can be withdrawn. The wagering requirement is stated clearly in each bonus offer.
• Not all games contribute equally to wagering requirements. Contribution percentages by game type are displayed in the individual bonus terms.
• Bonuses have an expiry period. Unclaimed or unused bonus funds will be removed from your account once the stated deadline passes.
• Any player found to be abusing bonuses — through multiple accounts, coordinated betting, or exploiting loopholes — will have their bonuses voided and account reviewed.
• Tojay APK reserves the right to modify, suspend or withdraw any promotion at any time without prior notice.

If there is any dispute about a bonus outcome, the platform's records are considered final unless a clear technical error can be demonstrated.

All Casino games, Slots and Live Casino titles on Tojay APK use certified Random Number Generator (RNG) technology or are operated by trained live dealers to ensure fair and unpredictable outcomes. Game results are determined at the time of each spin, hand or round and cannot be influenced by any external factor.

Sports betting odds and market availability are subject to change at any time before an event starts. In-play markets may be suspended or settled early if an event is abandoned, postponed or significantly altered from its original format. Cricket matches — including PSL fixtures and T20 internationals — follow standard market settlement rules that will be published in the sports section.

• Bets placed cannot be cancelled or amended once confirmed, except where explicitly permitted by the specific market rules.
• In the event of a technical failure that affects a game round or bet, the platform will resolve the issue based on the last confirmed state recorded in its systems.
• Maximum win limits apply to certain games and markets. These are displayed within the game or market details before you place a bet.
• Players are responsible for ensuring they understand the rules of any game or bet type before wagering real money.

Tojay APK is built for entertainment. We genuinely care about the wellbeing of our players and provide tools to help everyone stay in control of their gaming activity. These tools are available to all registered players at no cost and without restriction.

• Deposit Limits — Set daily, weekly or monthly deposit caps from your account settings to ensure you never spend more than your personal budget allows.
• Session Reminders — Enable time reminders so you receive a notification after a set duration of continuous play.
• Cool-Off Period — Take a short break of 24 hours to 6 weeks during which your account will be suspended from all gaming activity.
• Self-Exclusion — Request a longer-term or permanent exclusion from the platform. During self-exclusion your account is closed and you will not receive any marketing communications.

If you are concerned about your own gaming habits or those of someone close to you, we encourage you to visit our dedicated Responsible Gaming page for guidance, resources and step-by-step instructions on using these tools.

Your personal data is handled in accordance with our Privacy Policy, which forms part of these Terms by reference. By registering an account you consent to the collection, storage and processing of your personal information as described in that policy.

We collect only the information necessary to operate your account, process payments, verify your identity, comply with applicable regulations and provide customer support. We do not sell your personal data to third parties for marketing purposes.

All data transmitted between your device and tojayapk.net is encrypted using industry-standard SSL technology. Payment details are processed through secure third-party payment gateways and are not stored in plain text on our servers.

The following activities are strictly prohibited on Tojay APK. Violation of any of these rules may result in immediate account suspension, permanent closure and forfeiture of any balance:

• Creating or operating more than one player account on the platform.
• Providing false, misleading or inaccurate personal information during registration or verification.
• Using another person's identity, payment method or account credentials.
• Attempting to manipulate, hack, reverse-engineer or otherwise interfere with any part of the platform's software, games or payment systems.
• Exploiting software bugs, glitches or errors for financial gain. Any winnings obtained through a known bug are void and must be returned.
• Colluding with other players in poker, card games or any other multiplayer format.
• Using automated software, bots, scripts or any artificial means to play games or place bets.
• Engaging in any form of money laundering, including structuring deposits or withdrawals to avoid detection.
• Charging back or reversing a legitimate deposit after using the associated funds for gaming.

We actively monitor accounts for suspicious behaviour. Where prohibited conduct is confirmed, we will take proportionate action including account closure, reporting to relevant financial institutions, and withholding of funds pending investigation.

Tojay APK provides its platform and services on an "as is" and "as available" basis. While we make every effort to ensure consistent availability and a smooth gaming experience, we cannot guarantee that the platform will be free from technical interruptions, errors or downtime at all times.

To the fullest extent permitted under applicable law, Tojay APK and its associates shall not be liable for:

• Any financial loss arising from placing bets or playing games on the platform, beyond the direct amount wagered in a confirmed transaction.
• Losses arising from your failure to follow these Terms, including account security obligations.
• Temporary unavailability of the platform due to scheduled or emergency maintenance.
• Losses caused by circumstances beyond our reasonable control including network failures, payment processor outages or force majeure events.
• Inaccuracies in game descriptions, odds or promotional material that result from a clear typographical error, provided corrections are made promptly after discovery.

Nothing in these Terms limits liability for fraud, death or personal injury caused by our negligence, or any other liability that cannot legally be excluded.

Tojay APK reserves the right to update or modify these Terms and Conditions at any time. When material changes are made, we will update the "Last Updated" date at the top of this page. For significant changes we may also send a notification to your registered email address or display a notice within your account.

It is your responsibility to review these Terms periodically. Continued use of the platform after any update constitutes your acceptance of the revised Terms. If you do not agree with any changes, please stop using the platform and contact support to close your account.

If you have any questions about these Terms and Conditions or need clarification on any clause, our support team is available to help. You can reach us through the following channel:

Email: [email protected]

For questions related to your account, bonuses or withdrawals, please have your registered email address and account username ready when contacting support so we can assist you as quickly as possible.

You can also browse our FAQ page for answers to the most common questions from Pakistan players about account management, payments and games.